Direct answer
The calculator is educational only. It helps compare possible payoff scenarios, but the actual agreement controls the funded amount, fees, rate period, cap, and repayment language.
CasePayNow resource
Funding payoff calculator
Use this educational calculator to compare hypothetical pre-settlement funding payoff scenarios before reviewing an agreement.
Calculator disclaimer: This tool is educational only. It is not an offer, approval, quote, or legal/financial advice. Actual agreements vary.
Calculator
Estimate a possible payoff
This calculator is educational only. Actual agreements may use different fees, charge periods, compounding rules, caps, and repayment language.
Results disclaimer: Results below are examples only. They do not guarantee approval, cost, payoff, funding amount, timing, or provider terms.
Final reminder: Results are estimates only. Read the final agreement and ask your attorney before accepting funds.
Important disclosure
What submitting a request means
Submitting information does not guarantee approval, does not create an obligation, and does not create an attorney-client relationship. CasePayNow may share your information with funding providers for review. Attorney verification may be required. Actual terms, fees, timing, and repayment obligations depend on the written funding agreement. You can contact CasePayNow at [email protected] or (877) 843-2313.
Calculator guide
Use the calculator to ask better payoff questions
The calculator page now explains what the inputs mean and how applicants should use the result before accepting a funding agreement.
Inputs matter
Advance amount, initial fees, added fees, simple or compounding structure, time period, and payoff caps can all change the estimated result.
Case timing matters
Settlement delays can change payoff substantially. Testing several timelines helps applicants avoid relying on a best-case estimate.
Not an offer
Calculator output is not approval, a quote, or a promise. Ask for written payoff examples from the provider before signing.
Review checklist
How to use the payoff calculator
Use the calculator as a comparison tool, then ask the provider and attorney for written answers.
Documents to gather
- Written funding offer
- Fee schedule and charge period
- Payoff cap language if any
- Expected settlement timing and current lien/prior funding information
Questions to ask
- What happens at 6, 12, 18, and 24 months?
- Does the agreement use simple or compounding charges?
- Are administrative fees included in the cap?
- What changes if I take another advance?
Before signing
Do not sign from one estimate
Run several scenarios and compare them to the written agreement. A single estimate can hide timeline risk.
Attorney cooperationThe attorney can help compare payoff with expected settlement timing and net recovery.
Net recoveryEstimated payoff should be viewed alongside liens, costs, and prior funding.
Written termsThe final agreement controls all real payoff obligations.
Right next stepUse the cost guide and contract checklist after running examples.
FAQ
Calculator questions
Is the calculator exact?
No. It is educational and cannot replace the written agreement.
Should I test more than one timeline?
Yes. Test multiple timelines because case delays can change payoff.
Does a cap always apply?
No. Only the written agreement can tell you whether a cap applies and what it includes.
Can the attorney review the estimate?
Yes. Sharing the estimate and written offer with the attorney can help clarify risk.
Related resources
Calculator next steps
These pages help turn an estimate into a better review conversation.
Important limits
Funding claims depend on the final review
Approval is not guaranteed. Funding amounts, timing, fees, state availability, attorney participation, repayment language, and whether funding is non-recourse depend on the case facts, provider review, signed agreement terms, and final approval. Traditional credit and employment are generally not the main review factors, but provider requirements can vary.