Repayment explanation

What happens if I lose my case?

For approved non-recourse funding, repayment is generally made from case proceeds only if the case recovers.

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Funding overview

Understanding non-recourse repayment

Pre-settlement funding is not a traditional loan. For approved non-recourse funding, repayment is generally tied to the case outcome and disclosed in the agreement before funds are accepted.

Who may qualify

Applicants usually need an active injury claim, attorney representation, a possible recovery source, and enough case information for underwriting review. Approval is never guaranteed and funding may not be available in every situation.

Attorney verification

Your attorney may be asked to confirm case status, liability, insurance, liens, prior funding, treatment, and the expected settlement path before any funding decision is made.

Case types and examples

The final agreement matters. Applicants should review repayment terms, payoff examples, and attorney questions before accepting funding.

No credit check, bad credit, and timing

Pre-settlement funding review is based primarily on the claim, not traditional credit underwriting. Bad credit or lack of employment does not automatically stop a review. Timing depends on the application, documents, attorney response, approval, signed terms, and funding method. Same-day funding may be possible when verification is completed quickly.

Documents that helpAttorney contact, accident date, claim number, insurance information, treatment summary, prior funding details, and requested amount.
After applyingA specialist reviews the file, may request attorney verification, explains the next step, and provides terms before funds are accepted.

Request a funding review today

Apply online in minutes or speak with a funding specialist. Funding availability, timing, and amounts are subject to case review, attorney verification, signed terms, and final approval.

Questions

Common questions

Is approval guaranteed?

No. Funding is subject to review, attorney verification, signed terms, and final approval.

Do I need a lawyer?

Most reviews require active attorney representation because the attorney verifies the claim and settlement path.

Can I apply with bad credit?

Yes. Review focuses mainly on the pending claim, not a traditional credit score.

What happens if I lose my case?

For approved non-recourse funding, repayment is generally made from case proceeds only if the case recovers.